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Privacy Policy

Privacy Policy

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FACTS WHAT DOES GENERATIONS BANK DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and Account balances
  • Payment history and Transaction or loss history
  • Overdraft history and Mortgage rates and payments
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Generations Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Generations Bank Share? Can you limit this sharing?
For our everyday business purposes: Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes: to offer our products and services to you No We don't share
For joint marketing with other financial companies No We don't share
For our affiliates' everyday business purposes: information about your transactions and experiences No We don't share
For our affiliates' everyday business purposes: information about your creditworthiness No We don't share
For nonaffiliates to market to you No We don't share
Questions? Call 844-661-0056 or go to www.mygenerations.bank
Who we are
Who is providing this notice Generations Bank
What we do
How does Generations Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to employees.
How does Generations Bank collect my personal information? We collect your personal information, for example, when you
  • Open an account or apply for a loan
  • Make a wire transfer or give us your contact information
  • Show your driver's license
We also collect your personal information from others, such as credit bureaus or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only:
  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and non-financial companies.
  • Generations Bank does not share with our affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Generations Bank does not share with nonaffiliates so they can market to you.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Generations Bank does not jointly market.

Revised 04/2016

Mobile Privacy Policy

FACTS What does Generations Bank do with your personal information from the mobile application?
Why? The mobile application requests access to information stored on your device such as location, camera, contacts, or other features you are enrolled in to enrich and simplify your own user experience and improve our services, as well as provide additional security to protect your account.

It is important for you to understand that:
  • Before granting access to this information, you will be prompted to give the application that permission.
  • If you do not wish to grant that permission, you may decline.
  • If you later change your mind, those permissions can be updated in your device's settings.
What? Some examples of information your app will request access to are:
  • Location
  • Contacts
  • Camera
How? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
 

The application information is retained in accordance with state and federal record retention laws. Please contact us to determine specific timeframes for your personal stored information and if that information may be deleted.
Questions? Please contact Generations Bank at 918-664-6100 regarding questions about the information included in this Mobile Privacy Disclosure or questions about this application.
 

You can also access the bank's full Privacy Policy at https://www.mygenerations.bank/Privacy-Policy.

Revised 02/2022