Banner

Types of Loans

Main

spacer 

Home Purchase Loans

Home Purchase Loans

Generations Bank offers a wide variety of mortgage lending options for home purchases. You can count on us to provide an ideal solution for your unique needs.

You can choose between a fixed rate, introductory fixed rate, adjustable rate; terms as short as 1 year and as long as 30 years; and loans with flexible underwriting guidelines.

We offer Fannie Mae, Freddie Mac, VA, FHA, Rural Development, and portfolio loans; giving you a range of competitive loan programs to help you find the loan that makes you feel right at home.

spacer 

New Home Construction Loans

New Home Construction Loans

We simplify the process of borrowing for new home construction with a team to help you transition from a construction loan to permanent financing. During the construction period we offer interest only payments for land, labor and materials. When construction is completed, we seamlessly help you with the right mortgage loan for your needs.

spacer 

Investment Property

Investment Property Loans

Dreaming of a vacation home or investing in rental property? Generations Bank offers investment property loans to help make your dreams come true. Our local lenders can guide you every step of the way.

spacer 

Mortgage Refinancing

Mortgage Refinancing

Many borrowers can benefit by refinancing an existing mortgage. Refinancing can provide options for switching from an adjustable-rate to a fixed-rate loan, converting to a shorter term to reduce your interest expense over time, converting your FHA loan to a conventional loan; or accessing your equity for college, home improvements or life events. We’re here to provide guidance to help you make the best decision.

Our team is ready to welcome you home. Contact a local mortgage lender today!